“Our mission is to assist our members in achieving their financial goals by providing friendly, secure, and efficient service.”

Our front line staff, tellers and loan officers,

give the most efficient and friendly service around! Join us, and you’ll also reap the rewards of excellent member financial service as well as favorable rates and fees!

Key Differences Between Credit Unions And Banks

CREDIT UNIONS

  • Credit unions are managed by volunteer Boards of Directors who serve only to assist the financial health of the entire membership. Credit union members vote in board elections.
  • Credit unions do not operate for a profit, and therefore do not pay corporate income taxes. Credit unions pay other state and national taxes.
  • Credit unions, by federal law, must retain a high percentage of capital to protect members' savings, weather tough economic times and fund the ability to grow and better serve members.
  • Credit unions, as not-for-profit organizations, serve the financial well-being of the member through free consumer education and counseling.

BANKS

  • Banks are managed by boards of shareholders who expect to profit from the customers who use their products and services. Bank customers have no input into the management of their financial institution.
  • Banks operate for a profit, and therefore do pay corporate income taxes and all other state and national taxes.
  • Banks can issue stock to raise capital and must retain a low percentage for savings. Banks can grow any way they choose and expand into any market they choose.
  • Banks can serve any customer in any state, and their growth is not restricted by any government agency.

HOW ARE WE DOING?

We are committed to providing you with the best experience possible, so we welcome your comments. Please fill out this questionnaire to let us know how we are doing. Thank you.

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HOW CAN WE HELP?

© All rights reserved. Thornapple Credit Union.

HASTINGS

202 E. Woodlawn, Hastings, MI 49058
T (269) 948 8369
Email: contact@thornapplecu.com

DELTON

108 S. Grove, Delton, MI 49046
T (269) 257 6700
Email: contact@thornapplecu.com

MIDDLEVILLE

410 S Broadway, Middleville, MI. 49333
T (269) 241 1034
Email: contact@thornapplecu.com

HOURS

Lobby, Drive Thru and Electronic Hours
Monday-Thursday 9:00am-5:00pm
Friday 8:30am-5pm
Extended Drive Thru Hours available at Hastings and Delton locations
Friday 5:00pm-6:00pm
Saturday 9:00am-12:00pm
Extended Electronic Hours
Saturday 12:00pm-2:00pm
24 Hour ATM

Federally Insured by NCUA

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